According to a survey taken by TrendMicro and Ponemon Institute in 2012:

62% don’t routinely backup data

65% don’t use encryption for sensitive data

52% store sensitive data on laptop or mobile device

72% leave their computers unattended

This survey indicates that small businesses are in serious need of Cyber Liability insurance. Stand alone Cyber Liability policies often have minimum premiums in the $2500 range and have a host of risk management requirements to protect the confidentiality of information. However, more recently, carriers have begun to add Cyber Liability endorsements to General Liability policies with premiums starting in the $350 range and with very few risk management requirements.

Source: Travelers Select Accounts, marketing emails, October, 2012