As an IT professional you understand the ongoing dangers and business risks and liabilities associated with the services you provide to your clients.
Did you know that if you only carry a general liability insurance policy (and YES you should have a general liability policy) you may NOT be protected from the majority of technology related risks such as:
- Viruses, Trojan horses, worms
- Damage to your client’s data and failure to protect it
- Software performance issues
- Denial of service attacks
- Programming errors and omissions
- Computer network security threats and breaches
Sometimes you can do everything right, and accidents can happen (such as a hard disk failure), and you can find yourself having to explain to your client that the data backups (that they were paying you for) were not working properly and that their critical data has been lost forever. Even if this was not your fault you can still be held liable and asked to reimburse your client for fees and the damages that have impacted their IT business.
Who Needs Technology Insurance?
Software Programmers
Software programmers often spend much of their time typing in pages of code that build a program to be used on a computer, server, intranet, or even a mobile device. ...
Windows Specialists
With new releases of Windows, Microsoft Office, security patches, and more coming out on a regular and frequent basis, Microsoft Windows specialists are in high demand. They help their clients ...
Insurance for Web Design Businesses & Website Developers
Undoubtedly, as a designer or developer having a General Liability policy in place is one of the simplest and most effective ways to ensure that your web design or development business ...
Database Engineers
Database engineers typically value the protection that a General Liability insurance policy offers. With the possibility of a lawsuit being filed against a small business growing steadily, General Liability is ...
System Integrators
The majority of system integrators are well aware of all the risks involved in a business, and that one of the biggest risks is that of being sued. Having to pay ...
Security Analysts
Most security analysts are aware that General Liability insurance can be the difference between financial success and financial ruin. A single lawsuit against an analyst can wipe out all the financial ...
Network Adminstrators
Network administrators have a significant role in the functioning of a company. They not only maintain each workstation’s ability to connect to the internet, email, printers, and servers, but they ...
Web Hosting Providers
In most cases, a web hosting provider knows that having General Liability is a basic principle of business. If the hosting provider is housed in a larger data hosting facility, ...
Application Developers
Most application developers are aware of the need for General Liability insurance to help protect them against lawsuits. With the steadily increasing number of smart phones and tablets being used, ...
Linux Specialists
Linux Professionals such as systems administrators and developers all provide a specialized service. With those unique IT-related risks, Linux Professionals need to deal with the potential threat of legal claims ...
Web Programmers
General Liability insurance is a must-have for web programmers. With the responsibility that comes with creating or modifying scripts and code to be used online, most programmers realize this. What many programmers ...
IT Consultants
As an IT Consultant professional you are required to wear many hats — You are the advisor, the business manager, the technician, and it is your responsibility to make sure ...
Server Administrators
You may have considered the need to have General Liability insurance for your role as server administrator for other companies… but you may not have realized how very critical it ...
Secure Data Hosting Service Providers
General Liability insurance is critical for a data hosting company. After all… if a fire, vandalism, theft, or another situation were to destroy your servers, your customers would have lost ...
Computer Consultants
As a computer consultant, you undoubtedly have heard of General Liability insurance. You may even have a policy in place… but did you know that General Liability probably will not cover some ...
No matter what type of technology business you run, or if you are a self-employed computer technician, you need to have the proper coverage. Having the proper insurance protection cannot only protect you from these types of risks, but it can also help you get more jobs.
- Application Service Providers (ASPs)
- Software and Computer Consultants
- Software Developers and System integrators
- Web Site Design and Development Companies
At Sadler Insurance For Techs, understand the dangers and threats to IT businesses and professionals. We specialize in insuring all types of tech customers with technology insurance coverage. From self-employed computer professionals and IT consultants working from home to technology companies wanting to protect their tech business. We can help you save by issuing you both Tech Professional Liability and General Liability insurance coverage.