SUMMARY OF COVERAGE LIMITS
This is a summary of the Coverages and the Limits of Insurance provided by the Stretch Coverage form SS 40 12, which is included in this policy. No coverage is provided by this summary. Refer to coverage form SS 40 12 to determine the scope of your insurance protection.
Coverage Limit
| Accounts Receivable – On/OffPremises | $ 25,000 |
| Back Up of Sewer or Drain Water Damage |
Included |
| Brands and Labels | Included |
| Claim Expenses | $ 10,000 |
| Computer Fraud | $ 5,000 |
| Computers and Media | $ 50,000 |
| Contract Penalty | $ 1,000 |
| Debris Removal | $ 25,000 |
| Employee Dishonesty (including ERISA) | $ 10,000 |
| Fine Arts | $ 10,000 |
| Forgery | $ 10,000 |
| Laptop Computers – WorldWide Coverage | $ 5,000 |
| Newly Acquired or Constructed Property Building Business Personal Property |
$1,000,000 $ 500,000 |
| OffPremises Utility Services – Direct Damage | $ 10,000 |
| Outdoor Property ( $1,000 limit per item) | $ 20,000 aggregate |
| Outdoor Signs | Included |
| Pairs or Sets | Included |
| Personal Effects | $ 25,000 |
| Personal Property of Others | $ 10,000 |
| Property at Other Premises | $ 10,000 |
| Property OffPremises | $ 25,000 |
| Salespersons’ Samples | $ 1,000 |
| Temperature Change | $ 10,000 |
| Transit Property in the Care of Carriers for Hire | $ 15,000 |
| Valuable Papers and Records – On/OffPremises | $ 25,000 |
| Valuation Changes | Included |
The following changes apply only if Business Income and Extra Expense are covered under this policy.
| Business Income at Newly Acquired Premises | $ 500,000 |
| Business Income Extension for OffPremises Utility Services | $ 25,000 |
| Business Income Extension for Web Sites | $ 50,000/7 days |
| Business Income from Dependent Properties | $ 25,000 |
| Extended Business Income | 60 Days |
Posted By: John M. Sadler, JD, CIC
Categories: Hartford Articles